How long does it take to get a solar loan in Delhi approved?

Mostly, approvals for a solar loan in Delhi happen within a few working days after all the required documents are submitted.

Can I get solar roof financing in Delhi for my home?

Yes, of course! Homeowners can access solar roof financing in Delhi for rooftop solar installations with flexible repayment options.

Are solar power loans in Delhi suitable for businesses?

Absolutely, many businesses use solar power loans in Delhi to reduce long-term energy expenses without affecting working capital.

What are the benefits of solar financing in Delhi?

The biggest benefit is flexibility. With solar financing in Delhi, customers can avoid a large upfront payment while still benefiting from reduced electricity bills.

What does solar panel financing in Delhi usually cover?

Typically, solar panel financing in Delhi includes the system cost, installation charges, and related components, depending on the project.

Rooftop Solar System Financing & Installation in Gurugram

Gurugram's thriving commercial and industrial landscape is driving the demand for smarter energy solutions. Businesses across corporate parks, manufacturing units, and warehouses are adopting rooftop solar to lower electricity costs and improve operational efficiency. Whether you are installing a new system or upgrading an existing one, Aerem makes the transition easier with flexible solar financing in Gurugram, tailored funding options, and end-to-end project support.

Trusted Financing | Verified EPC Network | End-to-End Solar Solutions

Indicative Solar Installation Cost by System Size

The cost of a rooftop solar system depends on size, electricity needs, roof type, component quality, structure, and installation difficulty. Larger commercial systems usually have a lower cost per kW due to economies of scale.
The indicative prices below are based on rooftop solar installation costs in Gurugram and Haryana. These estimates are before any subsidies or financing and may vary with final assessment.

System Size	Indicative Cost Without Subsidy*
Residential
1 kW	₹55,000 – ₹85,000
2 kW	₹1.10 lakh – ₹1.50 lakh
3 kW	₹1.65 lakh – ₹2.10 lakh
4 kW	₹2.20 lakh – ₹2.80 lakh
5 kW	₹2.75 lakh – ₹3.60 lakh
10 kW	₹5.20 lakh – ₹6.80 lakh

System Size	Indicative Cost Without Subsidy*
Commercial & Industrial
25 kW	₹11 lakh – ₹13.5 lakh
50 kW	₹24 lakh – ₹28 lakh
100 kW	₹44 lakh – ₹50 lakh
250 kW+	Custom Quote
1 MW	₹3.5 crore – ₹4.2 crore

For businesses in Gurugram, comparing proposals from an experienced solar panel company in Gurgaon involves more than evaluating the installation cost. Assess the quality of solar modules, inverter technology, engineering, warranty, and maintenance. Partnering with a trusted provider for solar panel installation in Gurgaon ensures the system maximizes energy and offers reliable long-term performance.

Disclaimer: The above prices are estimates based on market benchmarks in Gurugram and Haryana. Actual costs vary depending on system design, equipment specifications, roof conditions, installation complexity, and final technical evaluation.

What is the Solar Subsidy in Gurugram Under PM Surya Ghar Muft Bijli Yojana?

The PM Surya Ghar: Muft Bijli Yojana is a Central scheme helping Gurugram homeowners reduce rooftop solar costs through approved systems, portals, and DISCOM verification.

While the scheme is for residential consumers, commercial and industrial establishments aren't eligible for this subsidy. Businesses planning to adopt rooftop solar can instead benefit from flexible solar financing in Gurugram, making the transition more affordable.

Subsidy Slabs by System Size

System Size	Central Subsidy
1 kW	₹30,000
2 kW	₹60,000 (₹30,000 per kW)
3 kW and above	Up to ₹78,000*

How the subsidy is calculated:

1 kW system: Eligible for a subsidy of ₹30,000.
2 kW system: Eligible for ₹60,000, calculated at ₹30,000 per kW.
3 kW and above: A maximum subsidy of ₹78,000 is available. This includes ₹30,000 per kW for the first 2 kW and ₹18,000 for the third kW. No additional central subsidy is provided for capacities above 3 kW.
Group Housing Societies (GHS) and Resident Welfare Associations (RWAs): A ₹18,000 per kW subsidy is available for common facilities up to 500 kW, with a 3-kW cap per household, subject to the latest PM Surya Ghar guidelines.

Eligibility Checklist

To qualify for the PM Surya Ghar Muft Bijli Yojana subsidy in Gurugram, applicants must meet the following requirements:

Have a residential electricity connection: The applicant must have an active domestic electricity connection with DHBVN. Commercial and industrial connections are not eligible.
nstall an approved on-grid rooftop solar system: The system must comply with the scheme's technical and net-metering requirements.
Choose a registered vendor: The system must be installed by a vendor registered on the PM Surya Ghar portal and empanelled with DHBVN.
Complete inspection and commissioning: DHBVN must inspect the system, install the net meter, and issue the commissioning certificate before the subsidy is credited.

To make the application process easier, read Aerem's PM Surya Ghar Application Status blog for a step-by-step guide on tracking your application and understanding each stage of approval.

What is the Rooftop Solar System Price in Gurugram with and Without Subsidy?

The rooftop solar system cost in Gurugram varies by size, equipment, and available subsidies under PM Surya Ghar: Muft Bijli Yojana. Subsidies can lower initial costs for eligible residential consumers. The table shows installation costs before and after central subsidy.

Solar System Size	Cost Without Subsidy	Central Subsidy	Indicative Cost with Subsidy*
1 kW	₹55,000 – ₹75,000	₹30,000	₹25,000 – ₹45,000
2 kW	₹1.10 lakh – ₹1.50 lakh	₹60,000	₹50,000 – ₹90,000
3 kW	₹1.65 lakh – ₹2.10 lakh	₹78,000	₹87,000 – ₹1.32 lakh
5 kW	₹2.75 lakh – ₹3.60 lakh	₹78,000	₹1.97 lakh – ₹2.82 lakh
10 kW	₹5.20 lakh – ₹6.80 lakh	₹78,000	₹4.42 lakh – ₹6.02 lakh

Note: The indicative cost with subsidy has been calculated by deducting the applicable PM Surya Ghar central subsidy from the estimated installation cost. The subsidy is available only for eligible residential on-grid rooftop solar systems installed in accordance with the scheme guidelines.

How to Get a Solar Loan in Gurugram — Step by Step

Investing in rooftop solar becomes more accessible with the right financing partner. Whether you are a homeowner or a business owner, Aerem simplifies the process with flexible solar financing in Gurugram and end-to-end support. From loan application to project commissioning, every stage is designed to help you adopt solar confidently.

Step 1

Apply

Step 2

Get Approved

Step 3

Get Matched with a Verified EPC

Step 4

Monitor & Repay

The process begins with submitting your application and the required documents. Once your eligibility is verified and your solar loan in Gurugram is approved, Aerem connects you with a verified EPC partner to design and install a rooftop solar system that meets your energy needs. After commissioning, you can monitor your system's performance and manage your repayments through a seamless digital experience.

 What Documents Are Required for a Solar Loan?

The documents required may vary depending on whether the application is for a residential or commercial rooftop solar project.

For Individual Applicants

Identity and KYC Documents:
- Aadhaar Card (preferably linked to your mobile number and bank account).
- PAN Card.
- Passport-size photographs.
Electricity and Property Documents:
- Latest electricity bill with an active residential connection.
- Proof of roof ownership, such as a sale deed, property tax receipt, or municipal ownership document.
Solar Project Documents:
- Quotation or proforma invoice from an MNRE-empanelled or DHBVN-registered solar installer.
- Feasibility approval or application acknowledgement issued by DHBVN.
Financial Documents (for loans above ₹2 lakh):
- Last 6 months' bank statements.
- Last 3–6 months' salary slips and Form 16 (for salaried applicants).
- Income Tax Returns (ITRs) for the last 2 years (for self-employed applicants).
Government Portal Registration: Registration or approval acknowledgement from the PM Surya Ghar National Portal or the JanSamarth Portal , wherever applicable.

Note: For PM Surya Ghar residential loans up to ₹2 lakh, participating lenders may offer simplified documentation. Applicants should refer to the latest lender guidelines before applying.

For Business Applicants

Business Registration Documents:
- Business PAN Card.
- GST Registration Certificate.
- MSME/Udyam Registration, if applicable.
- Partnership Deed, LLP Agreement, MoA & AoA, or Trust Deed.
- Board Resolution authorising the loan application (for companies, where applicable).
KYC Documents:
- Aadhaar Card and PAN Card of the proprietor, partners, directors, or authorised signatories.
- Passport-size photographs.
Financial Documents:
- Audited Profit & Loss Statement and Balance Sheet for the last 3 financial years.
- Income Tax Returns (ITRs) for the last 3 assessment years.
- Current account bank statements for the last 12 months.
- Recent GST returns (GSTR-1 and GSTR-3B), where required.
Property and Electricity Documents:
- Commercial electricity bills for the last 6 months issued by DHBVN.
- Property ownership proof, such as a sale deed, HSVP allotment letter, or MCG property tax receipt.
- Lease agreement and landlord's NOC for leased premises, wherever applicable.
Solar Project Documents:
- Detailed quotation or EPC agreement from an empanelled solar vendor.
- DHBVN technical feasibility approval for net metering.
- Detailed Project Report (DPR) for larger commercial projects (typically above 50 kW).
Technical Documents:
- Rooftop structural stability certificate issued by a qualified structural engineer, wherever applicable.

Providing accurate documentation helps lenders assess your application faster, reducing loan approval time.

Solar Loan Interest Rates and Tenure Explained

Interest rate and tenure for rooftop solar loans depend on project cost, applicant profile, and financing plan. As a trusted solar finance company in Gurugram, Aerem offers flexible solar panel financing in Gurugram with funding of up to 90% of the project cost, collateral-free loan options, competitive interest rates, and repayment tenures of up to 5 years. Customers also benefit from simplified documentation, digital loan tracking through the Aerem app, and dedicated support throughout their solar financing journey.

Why Choose Aerem as Your Solar Partner in Gurugram?

Businesses investing in rooftop solar need more than just financing or installation; they need a partner who can support the entire project lifecycle. As the best solar company in Gurugram, Aerem combines financing, engineering, procurement, installation, and performance monitoring on a single platform, making it easier for businesses to adopt and manage solar with confidence.

 Verified EPC Network (AAA Quality Assurance)

Every rooftop solar project is executed through Aerem's network of verified EPC partners. Each partner follows rigorous engineering, installation, and commissioning standards, ensuring every system is designed for reliable performance, safety, and long-term durability.

Quality Equipment Through Aerem Procurement

Aerem simplifies solar procurement through SunStore, its dedicated procurement platform, giving customers access to high-quality solar modules, inverters, and balance-of-system components from trusted manufacturers. By sourcing reliable equipment through a single platform, Aerem helps ensure consistent system performance, long-term reliability, and efficient project execution.

AeROC Monitoring

With AeROC, Aerem's intelligent solar monitoring platform, businesses can monitor energy generation, track system performance, identify potential issues, and access real-time operational insights. Continuous monitoring helps maximise system efficiency while supporting proactive maintenance.

Financing Backed by Leading Banking Partners

Aerem's financing network includes trusted financial institutions such as Axis Bank, HSBC, DBS Bank, and Bank of Baroda. These partnerships make solar panel financing in Gurugram more accessible through flexible funding options, helping businesses reduce upfront investment and transition to clean energy with greater financial confidence.

How Do You Maintain a Solar System in Gurugram After Installation?

A rooftop solar system can last over 25 years with proper maintenance. Gurugram's dusty environment, ongoing construction, seasonal smog, and hot summers require regular upkeep. Simple practices can maximize energy and keep the system efficient year-round.

Clean the solar panels every 10–15 days to remove dust, dirt, and bird droppings that can reduce energy generation. Use soft water and clean the panels early in the morning or late in the evening to avoid thermal shock during hot weather.
Inspect the system every month to check the inverter, wiring, mounting structure, and electrical connections. Also look for signs of damage caused by birds or monkeys, which are common in some parts of Gurugram.
Check the system after dust storms and heavy rainfall to ensure the panels are free from mud and debris and that the mounting structure remains secure.
Monitor energy generation regularly using a real-time monitoring platform to identify unexpected drops in performance. Early detection helps resolve issues before they affect overall system efficiency.
Schedule an annual professional inspection with an experienced solar company in Gurugram to assess the inverter, electrical components, structural stability, and overall system health.

With AeROC, Aerem's monitoring platform, businesses can track system performance in real time, receive insights, and identify issues early. Coupled with Aerem's verified EPC network and AAA Quality Assurance, it helps ensure your rooftop solar system remains reliable for years.

Real Customer Stories

Homeowners and businesses across Maharashtra are already seeing tangible benefits from solar financing in Maharashtra, including availing a solar loan in Maharashtra to go solar without upfront burden.

Our biggest concern was capital allocation. With structured financing, we were able to install solar without disrupting operations.

Residential User

Mumbai

Switching to solar through Aerem helped us reduce our electricity bills significantly within the first few months. The process was straightforward, and the financing made it possible without a large upfront investment.

Residential User

Pune

Ready to Power Your Home with Solar?

If you have been thinking about going solar, now is the time to finally act.
With flexible solar loans in Gurugram and structured solar financing in Gurugram, switching to solar no longer needs to feel like a financial burden.

Get a Quote

What customers say

Customer testimonials

Aerem truly stands by its promise as our 'Solar Saathi.' Their leads, quick solar financing, design and procurement support and essential training has been a game-changer for us.

Mr. Darshan Shah

SunBuy

We are happy with our association with Aerem. Their entire scope of offerings like, financing for our customers, procurement credit and technical assistance has helped us take on more projects and grow our business.

Mr. Krishna

Dynamic Solar Solutions Pvt. Ltd.

Aerem's easy solar financing and design support provides us with strategic depth. They almost act like an indispensable extension of our team.

Mr. Ashok Rajkumar

Balaji Renewables

We acknowledge the impact Aerem brings to our business. We are doing new installation with leads, procurement support and supply chain financing from Aerem.

Mr. Arjun Paul

Concept Solar

Aerem’s solar financing and procurement support, has created an evolving partnership that goes beyond the conventional.

Mr. Ajay Mundada

Niva Ecotech

The Aerem team understands our business needs thoroughly and is very supportive with their procurement support and supply chain financing.

Mr. Sundar Iyer

SKS Cleantech

FAQ

Frequently Asked Questions About Solar in Gurugram

1. What is the solar panel price in Gurugram with and without subsidy?

Residential rooftop solar systems in Gurugram typically start from ₹55,000 for a 1 kW system before subsidy. Eligible homeowners can receive a central subsidy of up to ₹78,000 under the PM Surya Ghar Muft Bijli Yojana, reducing the overall installation cost.

3. What documents are required for solar financing?

Individual applicants typically need KYC documents, electricity and property documents, proof of income, bank statements, and a solar project quotation. Business applicants must also provide business registration documents, audited financial statements, GST records, commercial electricity bills, and technical project documents. Keeping these documents, ready helps speed up the loan approval process.

5. What is the PM Surya Ghar subsidy amount in Gurugram?

Eligible residential consumers in Gurugram can receive a subsidy of ₹30,000 for a 1 kW system, ₹60,000 for a 2-kW system, and up to ₹78,000 for systems of 3 kW and above under the PM Surya Ghar Muft Bijli Yojana, subject to the scheme's eligibility criteria and successful verification by DHBVN.

2. How do I get a solar loan in Gurugram?

You can apply for a solar loan in Gurugram through Aerem by submitting your application and the required documents. After verification, Aerem helps you secure financing, connects you with verified EPC partners, and supports you through installation and project completion.

4. Does Aerem install solar panels, or connect me with an installer?

Aerem provides end-to-end rooftop solar solutions through its network of verified EPC partners. Along with financing, Aerem supports system design, equipment procurement, installation coordination, quality assurance, and real-time performance monitoring through AeROC.

6. How long does solar loan approval take?

The approval timeline depends on the lender, the applicant's profile, the loan amount, and the document verification process. Submitting complete and accurate documents can help speed up the process, while Aerem's streamlined financing process ensures timely support throughout the application journey.

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