How long does it take to get a solar loan in Delhi approved?

Mostly, approvals for a solar loan in Delhi happen within a few working days after all the required documents are submitted.

Can I get solar roof financing in Delhi for my home?

Yes, of course! Homeowners can access solar roof financing in Delhi for rooftop solar installations with flexible repayment options.

Are solar power loans in Delhi suitable for businesses?

Absolutely, many businesses use solar power loans in Delhi to reduce long-term energy expenses without affecting working capital.

What are the benefits of solar financing in Delhi?

The biggest benefit is flexibility. With solar financing in Delhi, customers can avoid a large upfront payment while still benefiting from reduced electricity bills.

What does solar panel financing in Delhi usually cover?

Typically, solar panel financing in Delhi includes the system cost, installation charges, and related components, depending on the project.

Rooftop Solar System Financing & Installation in Surat

Surat's thriving textile, diamond, engineering, and manufacturing industries have made energy efficiency a business priority. With abundant sunshine and Gujarat's strong renewable energy ecosystem, rooftop solar has become a practical solution for reducing operational costs and improving long-term energy savings across commercial, industrial, and residential properties.

Whether you're investing in your first rooftop solar system or expanding an existing installation, Aerem helps make the process simple with flexible solar loan in Surat options and end-to-end project support.

Trusted Financing | Verified EPC Network | End-to-End Solar Solutions

Indicative Solar Installation Cost by System Size

The cost of a rooftop solar system in Surat depends on factors such as system capacity, equipment quality, roof type, installation complexity, and the technical requirements of the project. As one of Gujarat's leading industrial cities with a well-developed solar ecosystem, Surat offers competitive installation costs, particularly for larger commercial and industrial systems.

The estimates below are indicative installation costs based on publicly available market benchmarks and prevailing rooftop solar prices in Gujarat. They represent installation costs before any government subsidy or financing benefits.

System Size	Indicative Cost Without Subsidy*
Residential
1 kW	₹55,000 – ₹70,000
2 kW	₹1.10 lakh – ₹1.35 lakh
3 kW	₹1.65 lakh – ₹2.10 lakh
4 kW	₹2.20 lakh – ₹2.80 lakh
5 kW	₹2.75 lakh – ₹3.50 lakh
10 kW	₹5.00 lakh – ₹6.00 lakh

System Size	Indicative Cost Without Subsidy*
Commercial & Industrial
25 kW	₹9 lakh – ₹11 lakh
50 kW	₹18 lakh – ₹22 lakh
100 kW	₹36 lakh – ₹45 lakh
250 kW+	Custom Quote
1 MW	₹3.8 crore – ₹4.6 crore

Comparing quotations from experienced EPC providers helps businesses and homeowners evaluate system design, equipment quality, warranty coverage, and long-term performance before selecting a rooftop solar solution.

Note: Residential rooftop solar systems in Surat typically cost ₹55,000–₹70,000 per kW, while commercial and industrial systems generally range between ₹36,000–₹45,000 per kW, depending on project size, equipment selection, and engineering requirements.

Disclaimer: Prices are indicative estimates based on publicly available industry benchmarks and may vary depending on site conditions, project specifications and the final technical assessment.

What is the Solar Subsidy in Surat Under PM Surya Ghar Yojana?

The PM Surya Ghar Muft Bijli Yojana helps eligible residential consumers reduce the cost of solar panel installation in Surat by offering central government financial assistance. The subsidy is linked to the installed system capacity and is credited after the rooftop solar system is installed, inspected, and approved under the scheme. Government incentives make solar panel installation in Surat more affordable for eligible homeowners planning to switch to clean energy.

While the subsidy is available only for residential on-grid systems, commercial and industrial consumers can explore solar financing in Surat to make rooftop solar more affordable and reduce their upfront investment.

Subsidy Slabs by System Size

System Size	Subsidy Amount
1 kW	₹30,000
2 kW	₹60,000 (₹30,000 per kW)
3 kW to 10 kW	₹78,000*

How the subsidy is calculated:

1 kW system: Eligible for a subsidy of ₹30,000.
2 kW system: Eligible for ₹60,000, calculated at ₹30,000 per kW.
3 kW to 10 kW system: Maximum subsidy of ₹78,000, calculated as ₹30,000 per kW for the first 2 kW and ₹18,000 for the 3rd kW. Systems above 3 kW do not receive additional central subsidy.
Group Housing Societies (GHS)/RWAs: A subsidy of ₹18,000 per kW is available for common facilities up to 500 kW, calculated at 3 kW per eligible household, subject to the latest PM Surya Ghar Muft Bijli Yojana guidelines.

Eligibility Checklist

To apply for the PM Surya Ghar Muft Bijli Yojana subsidy, applicants must meet the prescribed eligibility criteria for residential rooftop solar installations.

You are eligible if you:

Be a residential electricity consumer: The applicant must have an active residential electricity connection registered with the concerned DISCOM.
Install an eligible rooftop solar system: The system must be an approved on-grid installation connected through the DISCOM's net-metering process and use DCR-compliant solar modules.
Choose a registered vendor: The rooftop solar system must be installed by a vendor registered on the PM Surya Ghar portal.
Complete portal registration and verification: Applicants must submit the required details on the official PM Surya Ghar portal, complete the installation process, and undergo verification before the subsidy is credited.

Before applying, read Aerem's PM Surya Ghar Application Status blog to understand the application process, track your application, and stay updated throughout the subsidy journey.

What is the Rooftop Solar System Price in Surat with and Without Subsidy?

The final cost of a rooftop solar system in Surat depends on factors such as system capacity, equipment quality, roof conditions, and installation requirements. Eligible residential consumers can lower their upfront investment by availing the PM Surya Ghar Muft Bijli Yojana subsidy. The table below provides indicative installation costs before and after subsidy for commonly installed residential systems.

Solar System Size	Cost Without Subsidy	Subsidy	Indicative Cost with Subsidy*
1 kW	₹55,000 – ₹70,000	₹30,000	₹25,000 – ₹40,000
2 kW	₹1.10 lakh – ₹1.35 lakh	₹60,000	₹50,000 – ₹75,000
3 kW	₹1.65 lakh – ₹2.10 lakh	₹78,000	₹87,000 – ₹1.32 lakh
5 kW	₹2.75 lakh – ₹3.50 lakh	₹78,000	₹1.97 lakh – ₹2.72 lakh
10 kW	₹5.00 lakh – ₹6.00 lakh	₹78,000	₹4.22 lakh – ₹5.22 lakh

Note: The indicative cost with subsidy is calculated by deducting the applicable PM Surya Ghar subsidy from the estimated installation cost. The subsidy is available only for eligible residential on-grid rooftop solar systems installed in accordance with the scheme guidelines.

Disclaimer (Updated: August 2026): The above figures are indicative estimates based on publicly available market benchmarks for Surat and the applicable PM Surya Ghar subsidy slabs. Actual project costs may vary depending on system design, equipment selection, roof structure, site conditions, and the final technical assessment.

How to Get a Solar Loan in Surat — Step by Step

Switching to rooftop solar is easier when financing and project execution are managed through a single platform. Aerem simplifies the process by helping customers secure a solar loan in Surat while connecting them with verified EPC partners for reliable system design and installation.

Step 1 :

Apply

Step 2 :

Loan Assessment

Step 3 :

Approva

Step 4 :

Verified EPC Allocation

The process starts by submitting your application and the required documents. Once your eligibility is verified and the loan is approved, Aerem matches you with a verified EPC partner to design and install your rooftop solar system. After commissioning, you can monitor system performance while managing repayments through convenient monthly instalments.

What Documents Are Required for a Solar Loan?

The documentation required depends on whether the application is for a residential or commercial rooftop solar project. Submitting complete and accurate documents helps speed up the approval process.

For Individual Applicants

Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.
Latest electricity bill for the installation property.
Property ownership documents, wherever applicable.
Income Proof:
- Salaried applicants: Last three salary slips or latest Form 16/ITR.
- Self-employed applicants: Latest Income Tax Returns (ITRs) and audited financial statements, where applicable.
Last six months' bank statements.
Solar system quotation or proforma invoice.
DISCOM feasibility approval or net-metering approval, wherever applicable.
Site photographs for technical assessment.

Applicants residing in apartments or leased properties may also be required to submit a housing society NOC or property owner's consent before installation.

Note: For PM Surya Ghar residential loans up to ₹2 lakh, participating lenders may provide simplified documentation requirements. Applicants should verify the latest lender guidelines before applying.

For Business Applicants

Business PAN Card.
GST Registration Certificate.
Certificate of Incorporation, Partnership Deed, or LLP Agreement, as applicable.
KYC documents of authorised signatories.
Recent electricity bill for the installation site.
Audited financial statements, Profit & Loss statements, and Income Tax Returns.
Last 6–12 months' bank statements of the primary business account.
Business address proof.
Property ownership or lease documents.
Detailed solar project quotation or proforma invoice.
Technical proposal and system design details.
DISCOM feasibility approval or net-metering approval for grid-connected installations.
Site photographs for technical evaluation.

Providing all required documents enables lenders to complete verification and process the application more efficiently.

Solar Loan Interest Rates and Tenure Explained

The interest rate and repayment tenure for a solar loan depend on factors such as the project value, financing plan, and applicant eligibility. Flexible repayment options make rooftop solar more accessible by reducing the need for a large upfront investment. Solar power loans in Surat allow businesses and homeowners to spread the project cost over manageable monthly repayments while benefiting from long-term energy savings.

Solar panel financing in Surat helps customers finance a substantial portion of the installation cost without affecting day-to-day cash flow. Businesses looking for a solar finance company in Surat can rely on Aerem for collateral-free financing, funding of up to 90% of the project cost, repayment tenures of up to five years, and digital loan tracking through the Aerem app.

Why Choose Aerem as Your Solar Partner in Surat?

Choosing the right solar partner is essential for achieving reliable performance and long-term savings. Aerem simplifies the entire rooftop solar journey by bringing financing, engineering, procurement, installation, and monitoring together on one platform. Recognised as a best solar company in Surat, Aerem helps residential, commercial, and industrial customers adopt solar with confidence.

Verified EPC Network (AAA Quality Assurance)

Aerem works with a network of carefully verified EPC partners who follow stringent engineering and quality standards. Every project is executed with a focus on safety, efficiency, and long-term system performance.

Quality Equipment Through Aerem Procurement

Aerem sources high-quality solar panels, inverters, and other system components through SunStore and a trusted procurement network. This helps ensure every installation is built using reliable equipment designed for consistent energy generation.

Aerem Monitoring

AeROC is Aerem's intelligent monitoring platform that provides real-time insights into system performance and energy generation. Customers can track output, identify potential issues early, and optimise system efficiency throughout its operational life.

Financing Backed by Axis Bank, HSBC, DBS & Bank of Baroda

Aerem collaborates with leading financial institutions, including Axis Bank, HSBC, DBS, and Bank of Baroda, to make rooftop solar more affordable. Flexible financing options help reduce upfront costs while making the transition to clean energy smooth and convenient.

How Do You Maintain a Solar System in Surat After Installation?

Surat's hot climate, seasonal rainfall, and dust generated from urban and industrial activity can gradually affect the efficiency of rooftop solar systems. Regular maintenance helps maximise energy production, improves system reliability, and extends the lifespan of the installation.

To keep your rooftop solar system performing at its best:

Clean the solar panels periodically to remove dust, bird droppings, leaves, and other debris.
Inspect the inverter, wiring, mounting structure, and electrical connections for signs of wear or damage.
Ensure nearby buildings, trees, or other obstructions do not create excessive shading on the panels.
Monitor energy generation regularly to detect any unexpected drop in performance.
Schedule preventive maintenance with qualified professionals to maintain safe and efficient operation.

Aerem further supports long-term performance through AeROC's real-time monitoring platform, while its verified EPC network and AAA Quality Assurance framework help ensure every installation continues to operate efficiently over its lifetime.

Real Customer Stories

Homeowners and businesses across Maharashtra are already seeing tangible benefits from solar financing in Maharashtra, including availing a solar loan in Maharashtra to go solar without upfront burden.

Our biggest concern was capital allocation. With structured financing, we were able to install solar without disrupting operations.

Residential User

Mumbai

Switching to solar through Aerem helped us reduce our electricity bills significantly within the first few months. The process was straightforward, and the financing made it possible without a large upfront investment.

Residential User

Pune

Ready to Power Your Home with Solar?

If you have been thinking about going solar, now is the time to finally act.
With flexible solar loans in Surat and structured solar financing in Surat, switching to solar no longer needs to feel like a financial burden.

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What customers say

Customer testimonials

Aerem truly stands by its promise as our 'Solar Saathi.' Their leads, quick solar financing, design and procurement support and essential training has been a game-changer for us.

Mr. Darshan Shah

SunBuy

We are happy with our association with Aerem. Their entire scope of offerings like, financing for our customers, procurement credit and technical assistance has helped us take on more projects and grow our business.

Mr. Krishna

Dynamic Solar Solutions Pvt. Ltd.

Aerem's easy solar financing and design support provides us with strategic depth. They almost act like an indispensable extension of our team.

Mr. Ashok Rajkumar

Balaji Renewables

We acknowledge the impact Aerem brings to our business. We are doing new installation with leads, procurement support and supply chain financing from Aerem.

Mr. Arjun Paul

Concept Solar

Aerem’s solar financing and procurement support, has created an evolving partnership that goes beyond the conventional.

Mr. Ajay Mundada

Niva Ecotech

The Aerem team understands our business needs thoroughly and is very supportive with their procurement support and supply chain financing.

Mr. Sundar Iyer

SKS Cleantech

FAQ

Frequently Asked Questions About Solar in Surat

1. What is the solar panel price in Surat with and without subsidy?

The cost of solar panel installation in Surat typically starts from around ₹55,000 for a 1 kW system before subsidy. Eligible residential consumers can receive a subsidy of up to ₹78,000 under the PM Surya Ghar Muft Bijli Yojana, reducing the overall installation cost.

3. What documents are required for solar financing?

Applicants generally need identity proof, address proof, PAN card, Aadhaar card, recent electricity bills, bank statements, income documents, and property ownership documents. Commercial applicants may also need business registration documents, GST details, and financial statements. Keeping these documents, ready helps speed up the approval process for solar financing in Surat.

5. What is the PM Surya Ghar subsidy amount in Surat?

Eligible residential consumers can receive ₹30,000 for a 1 kW system, ₹60,000 for a 2-kW system, and up to ₹78,000 for systems of 3-kW and above under the PM Surya Ghar Muft Bijli Yojana. The subsidy is credited after successful installation and verification in accordance with the scheme guidelines.

2. How do I get a solar loan in Surat?

You can apply for a solar loan in Surat through Aerem by submitting your application and the required documents online. After your eligibility is verified, Aerem assists with financing, connects you with verified EPC partners, and supports the project through installation and commissioning.

4. Does Aerem install solar panels, or connect me with an installer?

Aerem manages the complete rooftop solar journey by working with a verified network of EPC partners. Along with financing support, Aerem oversees system design, equipment procurement, installation coordination, quality assurance, and lifetime performance monitoring through AeROC.

6. How long does solar loan approval take?

Approval timelines depend on the lender, applicant profile, loan amount, and document verification. Once all required documents are submitted, the review process begins. Choosing the right financing partner can help make the approval process faster and more efficient.

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